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Texas City, TX

Pool Financing Calculator

Dream in square feet, plan in dollars per month. Estimate what your custom gunite pool could cost each month — adjust the numbers and watch your payment update live.

Estimate Your Monthly Payment

Start from one of our package price points or enter your own numbers. This is an estimate for planning — your actual rate and terms come from your lender.

Start from a package
$30K$250K
$0Up to project cost
1%18%
Loan term — payment shown per term

Estimated monthly payment

$609 /mo

$60,000 financed over 15 years at 8.99% APR

Amount financed
$60,000
Total interest
$49,551
Total of payments
$109,551
Paid off by
July 2041

Where your payments go

Principal 55% Interest 45%
Get an Exact Quote

Estimates only. Aquatic Pools TX is not a lender and does not offer credit. Figures assume a fixed-rate, fully amortized loan and exclude lender fees, taxes, and insurance. Your actual rate, payment, and approval are determined solely by your lender.

Three Ways Texans Fund a Pool

There's no one right answer — the best route depends on your home equity, timeline, and how you like to borrow. Here's how our clients usually do it.

Home Equity / HELOC

Usually the lowest rates and longest terms because your home secures the loan. Interest may be tax-deductible when the funds improve your home — ask your tax advisor.

Our Financing Partner

Lyon Financial

A specialty pool lender since 1979, with no lien on your home and closings in days rather than weeks. We're an approved Lyon contractor, so applying through the link below connects your project to us automatically.

Apply with Lyon Financial (opens Lyon Financial's secure application in a new tab)

Cash & Draw Schedule

Paying cash? Our projects bill in stages tied to construction milestones — design, excavation, gunite, finish — so your money moves only as your pool takes shape. Financed projects fund the same way, with each stage released by your lender as it's completed.

Financing Through Lyon Financial

You apply directly with Lyon — we're not permitted to apply on your behalf, and we'll never ask you for your Social Security number, income, or banking information. Here's how the process runs from application to finished pool.

  1. 1

    You Apply

    You submit your application on Lyon's secure site. Using our link connects it to your Aquatic Pools TX project automatically.

  2. 2

    Lyon Approves

    Lyon reviews the application and contacts you directly once the lender issues a conditional approval, then confirms your final numbers.

  3. 3

    Clear to Start

    After you sign your loan documents, Lyon sends a Clear to Start Construction notice to both of us. No work begins before it arrives.

  4. 4

    We Build in Stages

    Your loan funds each milestone as it's finished and photo-verified, with at least 10% held back until your pool is complete and you've signed off.

Apply with Lyon Financial (opens Lyon Financial's secure application in a new tab)

Lyon Financial is an independent third-party lender. Aquatic Pools TX is not a lender, does not offer credit, and does not accept or submit loan applications. All applications are completed and submitted by the applicant directly to Lyon Financial, and all credit decisions, rates, and terms are theirs alone. Approval is not guaranteed.

Like What the Numbers Say?

Call 409-986-7600 or send us a message. We'll design your pool in 3D, quote it precisely, and help you line up the right financing path — no obligation.

Request a Free Consultation

Common Questions

Pool Financing FAQ

What Our Clients Say

What Our CustomersSay

Real Families. Real Backyards. Real Satisfaction.

Just had these guys build a second pool for me. The experience was exactly the same as the first time. Perfect. They have an awesome 3D rendering of the pool so you know exactly what you are getting. The team around the owner is great and they guide you through the process.

JK
Jason K.
League City

Fantastic build! We absolutely love our pool! It was built well, and what little has occurred after the build they've covered under warranty efficiently and thoroughly. Couldn't be happier with the craftsmanship.

MG
Mia G.
Pearland

We had an in-ground pool installed. Couldn't have better customer service — always willing to communicate ahead of time to let you know what's going on. The results are amazing even through rain delays and flooding.

MR
Matthew R.
Friendswood

They had us swimming in 30 days! Top notch crews and the project manager is the best — always communicating. We are so happy with our pool, we love it!

ST
Sarah T.
Houston

Aquatic Pools TX are the best — honest, reliable services, outstanding crew, and fantastic designs! Great company, very professional, awesome work.

DL
David L.
Texas City

Build Your Dream Pool!

Custom Pool Construction

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